People who have accumulated a certain amount of money strive not only to save it but also to increase it. In a period of financial instability in the world, the desire to protect their savings, to protect them from risks becomes especially relevant. The coronavirus crisis has caused economic downturns around the world. That is why you should find out where to invest in 2022 and make a profit without risk, with a guaranteed income, as experts advise, the best ideas for investing capital.
Keeping money at home, hoping to save it in this way, is not entirely reasonable. If people saved up money to buy real estate, buy a car, then by saving money at home, they passively lose an amount at least equal to the inflation rate. The conclusion suggests itself that it is possible to compensate for the losses from the negative process of inflationary capital shrinkage only through investment.
Any investment of capital is associated with certain risks, so psychologically you need to be prepared for this. The main task in this situation is to minimize risk by choosing the most profitable variant. For example, JKR is the best option for those who are interested in gaming and esports.
What do the experts advise for those who want to invest in 2022
First, you need to monitor the overall dynamics of fluctuations in the foreign exchange market, analyze global trends. Secondly, it is better to transfer free funds into several different currencies in order to minimize risks. If one monetary unit sags, the other can increase its position.
Many investors would willingly invest in real estate. Advantages of this variant are:
- minimal risk of loss of invested capital, excluding force majeure circumstances;
- when investing in the early stages of construction, you can make money on the rise in apartment prices;
- for real estate, you can get a preferential mortgage, use maternity capital.
There are also downsides to this type of investment. People who have invested in real estate in order to generate additional income automatically become entrepreneurs and will have to pay taxes.
There are some spheres that are really worth your money in 2022:
- Vegan food. In addition to artificial meat and other protein alternatives, there are unprecedented sales of vegan food in the world. With 7.5 billion people on the planet, vegan food can be a sustainable and profitable way to feed the world. Investors smell money.
- Renewable energy. The energy business is undergoing tremendous change. The share of electricity generated by wind and solar sources rose, despite the prices of solar panels, aluminium and steel. Even oil and gas companies Royal Dutch Shell, BP and Total S.A. bought stakes from solar developers; and major investments are being made in onshore and offshore wind power production in the United States, Europe and Asia.
- Goods for pets. The pet products industry is booming with online shopping and innovative products developed with the introduction of new technologies.
- Online medicine was saving from hospital queues and other health problems even before the coronavirus, so marketers predicted rapid growth in this area. And with the onset of the pandemic, the demand for remote medical services quadrupled the medical market. Online pharmacies and drug delivery services, platforms for video consultations with doctors are also in demand.
Investing savings is a responsible question because the main thing is not only to preserve them but also to try to increase them. Each investment instrument has certain advantages and disadvantages and risks. Your aim is to find the most profitable niche and instruments to become successful.